Jammu & Kashmir Development Finance Corporation Ltd. (JKDFC) is a Government of India–owned development finance institution established in 2005 to promote industrial and economic growth in the Union Territories of Jammu & Kashmir and Ladakh. The Corporation provides term loans and financial assistance to MSMEs and industrial units in sectors such as manufacturing, tourism, hospitality, and other priority industries. JKDFC also acts as a nodal agency for the disbursement of various government incentives and subsidy schemes, ensuring timely support to eligible beneficiaries.

The Corporation is committed to encouraging entrepreneurship, facilitating employment generation, and strengthening the regional economy through accessible and structured long-term credit facilities. In addition to financial assistance, JKDFC offers guidance and support for viable and sustainable projects, contributing to balanced industrial development and inclusive economic progress in the region.